How it Works?
Payday loans give you money and peace of mind, just when you need it!
More financial freedom – ranging from child care to paying for a plumbing emergency just before pay day.
How do I get a payday loan?
Borrowing from Payday NOW is simple and fast! We give instant online decisions, without the need for faxes or post.*
You are just a few minutes away from your payday loan!!
All you need to do is:
- Fill in our fast application form and press “Submit”
- Within a minute we will tell you if you have been approved
- Once you’ve been approved, then enter your bank account details (so we can pay you) and debit card details (so you can repay us on your payday) and press “Submit”
- Your loan agreement will be displayed online for you to sign
- In some cases, we will transfer the funds the same working day. Please be aware that banks may take up to 3 working days funds to clear the funds.
* Occasionally we will be unable to confirm all details automatically. Should this be the case we will ask you to fax in simple documentation for us to be able to approve your loan.
Are Payday Loans right for me?
With payday loans you can:
- Pay those 'Final Demand' bills
- Get the TV fixed without waiting until payday!
- Organise child care for your children
- Pay your MOT – just in time!
How much money can I borrow?
You can borrow from £80-750 depending on your circumstances.
To find out how much YOU can borrow complete our Fast Payday Loan Application Form Today!
We charge £25 per £100 borrowed – nothing more!
There are no administrative costs to set up the loan.
How do I repay my loan?
Repaying your payday loan could not be easier.
We simply debit the payment from your debit card on your payday for the agreed amount – no fuss and nothing further for you to do.
Can I defer my loan repayment?
We do understand that occasionally people will need to borrow money for a second month. We call this a deferral. You will have to repay the charges and we suggest you pay as much as possible to reduce further charges.
If you feel you may need to defer your loan, please contact our customer services team on 0800 280 2549 where one of our dedicated advisers will be pleased to help you, or visit the 'Existing Customer Login'.
Existing Payday NOW Customers
Existing customers are provided with an Existing Customer Login and may apply there directly, meaning even less hassle!
